When disaster
hits your home,
we get you paid.
Your insurance company has an adjuster working for them. You should have one working for you. We represent Florida policyholders on fire, water, wind, flood, and mold claims — and recover an average of 4× the original carrier offer.
Claims we handle
Whatever hit your property, we've seen it.
Two decades of Florida claims — from Category 5 hurricanes and slab leaks to kitchen fires and hidden mold. We know how to document it, price it, and get carriers to pay it.
See all claim types →Fire & Smoke
Structural, contents, ALE and smoke residue.
Flood & Storm Surge
NFIP and private flood, hurricane surge, sewer backup.
Wind & Hurricane
Roof damage, structural, opening protection failures.
Water Damage
Pipe bursts, slab leaks, appliance failures, roof leaks.
The claim carriers hope you'll miss.
How we work
A straightforward process, from first call to check.
Free policy review
We read your policy line by line and tell you what you're actually owed — no obligation.
Document the loss
On-site inspection, photos, moisture readings, contents inventory, code compliance.
Build the claim
Sworn Proof of Loss, Xactimate estimates, engineering reports where needed.
Negotiate and settle
We handle every call, meeting, and re-inspection until you're paid in full.
Why homeowners choose us
On your side, in your corner.
You pay nothing up front
We only get paid a percentage of what we recover. No recovery, no fee. Ever.
Licensed & regulated
Fully Florida-licensed and bonded public adjusters, held to the state's fiduciary standard.
We handle everything
Documentation, inspections, phone calls, negotiation. You never speak to the insurer again.
Local senior adjusters
The person you meet on day one is the person negotiating your settlement. No handoffs.
Before you call your insurance
Call us first. What you say in that first phone call can cost you tens of thousands.
What clients say
Real settlements.
Real Florida families.
We don't ask for testimonials — they come in on their own, usually after we've turned a lowball offer into a real settlement.
Avg client rating
Recovered for clients
After Hurricane Ian our carrier offered $18k. Advantage got us $164k and handled every single call. I would never file another claim without them.
The kitchen fire left us in shock. They walked in, took over, and let us focus on our family. Settlement came in at nearly four times the original offer.
A slow pipe leak damaged three floors of our condo. The insurer was fighting us — Advantage had documentation the adjuster couldn't argue with.
They know Florida policy language better than the carrier's own adjusters. We stopped guessing and started getting paid.
Denied once, then denied again. Advantage rebuilt the claim from scratch and had it approved within nine weeks. Real, honest advocacy.
No pressure, no upsell. They told me exactly what my claim was worth and delivered on it. First time I've felt someone was actually on my side.
You pay nothing unless we recover
Don't fight your
insurance company alone.
We're licensed Florida public adjusters. We handle the paperwork, the negotiation, and the fight — you focus on your family and your property.