Claims we handle
Every property claim, handled properly.
We represent Florida homeowners, condo owners, HOAs, and business owners on the full range of property loss claims. One partner, from first inspection to final check.
Fire & Smoke
Structural fire damage, smoke residue, soot contamination, and additional living expenses. We document what most homeowners never realize is covered.
- Structural repair
- Contents inventory
- Smoke & soot remediation
- ALE / temporary housing
Flood & Storm Surge
NFIP, private flood policies, hurricane surge, and sewer backup claims. We know the distinctions carriers use to deny — and how to answer them.
- NFIP claims
- Private flood
- Sewer backup
- Contents & structure
Wind & Hurricane
Roof damage, opening-protection failures, structural wind losses, and hurricane deductible disputes across every Florida county.
- Roof damage
- Structural wind
- Impact & glass
- Deductible disputes
Water Damage
Sudden and accidental water losses — pipe bursts, slab leaks, appliance failures, roof leaks. Fast, thorough documentation before more damage sets in.
- Pipe bursts
- Slab leaks
- Appliance failures
- Roof leaks
Smoke & Soot
Even without visible fire damage, smoke can render a home uninhabitable. We build claims that account for HVAC, contents, and full remediation.
- HVAC contamination
- Contents cleaning
- Odor remediation
- Structural cleaning
Mold & Hidden Damage
Mold, moisture intrusion, and long-tail water damage that insurers routinely undervalue. We bring the moisture readings, samples, and lab reports.
- Mold remediation
- Moisture mapping
- Air quality testing
- Reconstruction
Denied or lowballed?
We reopen claims — even ones that were already closed.
Florida law gives you time to reopen a claim, request supplements, or dispute a settlement. If your carrier told you the file was closed, we'd like to take a look.
What clients say
Real settlements.
Real Florida families.
We don't ask for testimonials — they come in on their own, usually after we've turned a lowball offer into a real settlement.
Avg client rating
Recovered for clients
After Hurricane Ian our carrier offered $18k. Advantage got us $164k and handled every single call. I would never file another claim without them.
The kitchen fire left us in shock. They walked in, took over, and let us focus on our family. Settlement came in at nearly four times the original offer.
A slow pipe leak damaged three floors of our condo. The insurer was fighting us — Advantage had documentation the adjuster couldn't argue with.
They know Florida policy language better than the carrier's own adjusters. We stopped guessing and started getting paid.
Denied once, then denied again. Advantage rebuilt the claim from scratch and had it approved within nine weeks. Real, honest advocacy.
No pressure, no upsell. They told me exactly what my claim was worth and delivered on it. First time I've felt someone was actually on my side.
You pay nothing unless we recover
Don't fight your
insurance company alone.
We're licensed Florida public adjusters. We handle the paperwork, the negotiation, and the fight — you focus on your family and your property.